About Us

Habitat Micro Build India Housing Finance Company Pvt. Ltd

Habitat Micro Build India Housing Finance Company Pvt. Ltd. (MBIND) was incorporated in November 2010. MBIND is registered as a Housing Finance Company (HFC) with National Housing Bank (June 2012). MBIND has served more than 6,14,466 families by building or improving homes as on March 2024. MBIND is promoted by Habitat for Humanity International, a global non-profit housing organization. Mr. Radhakishan Damani founder of Avenue Supermart and AKK Financial Advisory Services are the other key shareholders of MBIND.

MBIND is part of the global Micro Build Fund, an initiative by Habitat for Humanity International that invests in shelter-related microfinance products provided through local financial institutions.

Habitat for Humanity International

Habitat for Humanity International is a global nonprofit organization that brings people together to build homes, communities and hope. Decent shelter is something we all need to thrive. Habitat for Humanity International believes a decent, affordable home helps people to create a better life for themselves and their families.

Why choose us

Home loans available without income proof
Transparent process – No hidden charges
Fast and Easy loan procedure
Loan origination to disbursements done by MBIND, no Agent/ DSA
Loan size - Upto Rs.30 Lakhs
Loan Tenure: 15 years for Home loans/10 years for Business loans

Our Vision

The vision of MBIND is to catalyse innovative, scalable financial solutions to the poverty housing situation in India.

This vision is drawn from Habitat for Humanity strategic plan to mobilize people, finance and social capital to promote worldwide access to decent, safe, affordable housing. This vision will be achieved by stimulating the financial services market by developing and innovating housing finance solutions, through a combination of wholesale/retail finance and technical assistance to financial institutions wanting to offer retail housing loan products.

Objectives and Business Model

Micro Build India operational objectives are to reduce poverty housing, and improve health and living environments for low-income families across India by way of:

1. Term Loan facilities to financial institutions including MFIs and HFCs in India which in turn will be used them to extend financial assistance to their customers for the purpose of home improvements (such as house repairs).

2. Partnering institutions such as MFIs to directly extend loan facilities to its customers where the institutions would act like business correspondents (Business Affiliate). They are expected to originate loan applications and recommend suitable files for sanction. 

3. Providing Technical Assistance through our Technical Assistance Services (TAS) division, in order to support the said institutions to design and offer housing loan products to meet the requirements of beneficiary families.

Board of Directors

Our team